The 2014 ETFO Central Agreements set out provisions for a new ETFO Employee Life and Health Trust (ELHT) Benefits Plan for Teachers/Occasional Teachers and DECEs/ESPs/PSPs. The Plan is being phased in across locals in waves. Members of locals in the first three waves transitioned into the plan on November 1, 2016, February 1, 2017, and April 1, 2017. Members of the remaining locals will transition on June 1, 2017 (wave 4). It is anticipated that eligible retirees will be transferred into the ETFO ELHT in August 2017 (wave 5).
The Plan is being administered by OTIP. Members receive their enrolment package from OTIP approximately two-three weeks prior to their transition. Those members in wave 4 will receive their OTIP package in May 2017. It is anticipated that eligible retirees in wave five will receive their OTIP enrolment package in July 2017.
You will receive your OTIP enrolment welcome kit in the mail approximately two to three weeks before your transition date.
Following that, you will receive an invitation to enrol, sent to your board email address. If you do not receive this information by your transition date, please contact OTIP at 1-866-783-6847 or email
While a deadline for enrolment has been set for one month following the transition date, ETFO will ensure that all eligible members will be enrolled by extending deadlines if necessary in the event that members did not receive an OTIP enrolment email or whose personal information on the OTIP portal was inaccurate. This will not affect your continued benefit coverage.
Moving 78,000 ETFO members to a new province-wide benefits plan is a large undertaking for ETFO and the OTIP plan administrator and both are experiencing a high volume of calls. While we are making every effort to answer members’ questions, here are ways to seek information regarding your benefits plan:
Wave 1 participants received the full plan design upon enrolment. Those members in other waves can access the Plan design on the ETFO CB Facebook group (under ‘Files’) or by logging onto ETFO’s EMS at
https://events.etfo.org/my-etfo/mycollectivebargaining/elht/ and clicking on the CB tab.
Wave 2 members should be reminded that many plans have a deadline for submitting claims after termination. 90 days is common but the specific timeline for each plan may vary. Members should check with their board or their previous carrier to confirm the deadline and submit claims incurred prior to February 1, 2017 as quickly as possible. Online claims portals for the previous plans are no longer active, so members are required to send claims to their previous carrier by mail.
If the previous plan had a 90-day time limit, claims will need to be received by the carrier before midnight on May 1.